If this graph is vaguely accurate, the scale of wealth evaporation represented in this one industry sub sector alone, has ramifications we are going to have a hard time seeing before it hits us much harder.
 
The banks are only one component of the financial services sector. Mutual funds, borrowers, vendors, related legal, accounting, insurance, and others involved, compound the meltdown effect.
 
We know that many other industries are suffering on similar scales, from auto manufacturers, to natural resources, to retail, tourism, airlines, real estate, and so on.
 
The consequence that follows can include compounding job losses, foreclosures, bankruptcies, widespread declining revenues, retirement account and home value shrinkage, and the risk of disruptive social unrest and breakdown of systems.
 
Radical visionary and pragmatic action may avert the worst of the above.
 
There is a broad based well developed foundation of entrepreneurs, social activists, thinkers, teachers, professionals, builders and creatives, who have seen some version of this scenario coming. We are across the globe, in every city and through the country side. We've worked with modest to minimal financial resources or institutional support. Public policy has predominately ignored us.
 
Government investment priorities will have stimulus impacts on prioritized industries. My support is behind those that reduce the carbon economy, meaningless manufacturing, waste, petroleum dependent farming, average size of homes, militarization and war. They will increase investment in education, health care, smart growth, the commons, demand side energy use management, mass transit, housing affordability, civil society, local resilience, early childhood development, arts and culture, the creative economy sector, sane drug policy, and volunteerism.
 
Organic food, green personal and home products, building materials, social media, life cycle analysis, renewable energy, lower footprint, green collar jobs that train for industrial conversion, re-use, pedestrian friendly cities, bicycle boom, life skills, emotional intelligence, home and community gardening, farmer's markets, non-toxic products, natural and complementary healing science, mediation alternatives to litigation, mental health services, harm reduction, public wireless, low cost personal computing, independent and home scale music, arts and entertainment, protection of remaining natural carbon sinks like forests and oceans, clean water, species and ecosystem complexity, facilitation, meeting, and leadership skills, cross sector collaboration, cooperative ownership models, transparency, inclusiveness, crowd sourcing, interdependence, are a few of the concepts that will rise in awareness and priorities.
 
We have a big job to do.
 
Clear analysis, level headed acceptance, refining our effectiveness, peacemaking skills, social capital distribution, harder work than before, and demanding intelligent behaviour from our political leaders, even becoming our political leaders, are required.
 
The odds aren’t so cheery. The times are very fragile.
 
There's plenty to be hopeful and optimistic about. The immense challenges allow the possibility of dramatic transformational shifts. Ripple effects can spread virally. Generative values, behaviours, products, services, institutions, and philosophies, are wonderful to experience. Millions of them are already seeded and spreading. It’s only a micro movement thus far. Like mycelia waiting for the ideal conditions for fruiting, a web of better practices and practitioners awaits its time.
 
Now's the time. Let's pour on the nutrients, light, and water.